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  • Blog
  • Services
  • About
    • About
    • Vita
    • Publications and Presentations
    • Network
  • Contact
  • Terms of Use
    • Imprint
    • Privacy Policy
    • Image Licenses
  • English
    • Deutsch
    • English

Network

My experience of almost 40 years, especially in the German insurance market, has given me access to a large network of experts, business leaders and organisations.

I am fellow of the following professional organisations:

Deutsche Aktuarvereinigung e.V.
International Actuarial Association
Deutsche Gesellschaft für Versicherungs- und Finanzmathematik e.V.
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New Blog Entries

  • Update on interest rates for the “Zinszusatzreserve”
  • ZZR-reference interest rate as of 31.12.2024 remains at 1.57%
  • Due to recent events
  • ZZR – Reference interest rate remains at 1.57% as of 31.12.2023.
  • Reference interest rate for the ZZR as of 31.12.2022 is 1.57%.
  • Reform of the “Zinszusatzreserve” (ZZR) comes into force
  • Federal Ministery of Finance presents draft bill for modification of the “Zinszusatzreserve”

Tags

Actuary Additional Interest Reserve Aktuar Bezugszins Corridor Method data analysis Germany incidence rates life assurance Life Insurance Low interest rate environment Niedrigzinsphase pension business Referenzzins Run Off Survival analysis ZZR
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© 2025 Bernd Heistermann, Dipl.Math., Aktuar DAV, Fritz-Pullig-Str.20, 53757 Sankt Augustin