1. Information according to §5 Telemediengesetz (TMG)
and §55 Rundfunkstaatsvertrag (RStV)
Provider of the website acc. §5 TMG and
responsible for content according to §55 RStV:
Bernd Heistermann
Diplom-Mathematiker, Aktuar DAV
Fritz-Pullig-Str. 20
53757 Sankt Augustin
Germany
Internet: www.HeistermannConsulting.de
Mail: kontakt23 (ät) HeistermannConsulting de
Phone: +49 2241 205280
Tax number according to § 27 a Umsatzsteuergesetz: DE 274 921 638
2. Privacy Policy
see special page Privacy policy
3. Limitation of Liability
The content of this website is created with the greatest possible care. However, the provider does not assume any liability for the accuracy, completeness and up-to-dateness of the content provided. The use of the contents of the website is at the user’s own risk. Contributions marked by name reflect the opinion of the respective author and not always the opinion of the provider. The mere use of the provider’s website does not create any contractual relationship between the user and the provider.
4. External Links
This website contains links to third-party websites (“external links”). These websites are subject to the liability of the respective operators. When first linking the external links, the provider has checked the external content for possible legal infringements. At this time, no legal infringements were evident. The provider has no influence whatsoever on the current and future design and content of the linked pages. The setting of external links does not mean that the provider adopts the contents behind the reference or link as his own. The provider cannot reasonably be expected to constantly monitor external links without concrete indications of legal violations. With knowledge of legal violations, however, such external links will be deleted immediately.
5. Copyright and ancillary copyrights
The contents published on this website are subject to German copyright and ancillary copyright law.
The copyrights of the contents of this website are owned by the provider, unless otherwise indicated or listed below.
Any use not permitted by German copyright and ancillary copyright law requires the prior written consent of the provider or the respective rights holder. This applies in particular to duplication, editing, translation, storage, processing or reproduction of content in databases or other electronic media and systems. As a rule, protected trademarks and names, pictures and texts are not marked as such on our pages. However, the absence of such a label does not mean that it is a free name, picture or text in the sense of trademark law. The unauthorized duplication or distribution of individual contents or complete pages is not permitted and punishable by law. Only the production of copies and downloads for personal, private and non-commercial use is permitted.
The presentation of this website in external frames is only permitted with written permission.
6. Image Licenses
For the use of images on this website, appropriate licences were granted or acquired from the rights owners.
Please see special page Image Licenses
7. Commercial Advertising
The use of the contact data of the imprint for commercial advertising is expressly not desired, unless the provider has previously given his written consent or a business relationship already exists. The provider and all persons named on this website hereby object to any commercial use and disclosure of their data.
8. Place of Jurisdiction, Applicable Law
Place of jurisdiction is Siegburg, Germany. German law applies. If users access the website from outside of Germany, they are solely responsible for compliance with the relevant national regulations.